I carry and use the Citi mtvU card because it gives me 5% cashback-equivalent in points (I convert it to a student loan check) at restaurants and bookstores, with Amazon.com counting as a bookstore. In addition to the great cash back percentage, Citi will also give you points for grades - a program I’ve written about in the past. Well, this week the deal just got a little sweeter as the points for grades at the lowest tier increased by 50 points.
There are other great features with the card, such as 25 points for on-time payment and a no fee 6 month 0% APY balance transfer.
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