Don’t Ever Pay A Credit Card Annual Fee

If you’re paying an annual fee on your credit card, stop. Just stop. There are so many credit cards out there vying for your business, you shouldn’t ever have to pay an annual fee on those things. Why would you pay to have the privilege to earn they merchant transaction fees? Why would you pay them an annual fee just to pay more interested if you’re not paying off your balance? It’s crazy but plenty of people do it! The only cards in which an annual fee makes a little bit of sense is with business credit cards but even then you can find cards without an annual fee (Discover Business doesn’t have a fee).