1) If something happens the rental company will collect your deductible from you. Whether it be $100, $250, $500, and even $1000. This will show up as a claim and increase your insurance rates. Do you want to pay for a car you will never drive again?

2) The renter is responsible for the condition of the vehicle. This includes hail, or even a rock hitting the windshield on the highway.

3) Most of the credit cards are secondary and will only pay what is left after your insurance pays. Therefore you still pay your deductible. Also the card must be used as deposit AND payment or typically the card company won’t pay anything.

4) Where I live the “CDW” is $13.99 a day. So figure it out yourself if it is worth it. If you are going to have the car for a weekend then go ahead and get it. Anything over a week I typically didn’t recommend it.

5) If the something happens to the car. YOU will pay. Trust me.

6) When you pick up the car PAY ATTENTION during the vehicle inspection. Make sure every little thing is on the contract. This is the best way to protect yourself. Surprisingly most customers would just not look and initial the contract.