Get Your Free Credit Report Every Year

By governmental edict from up high, you can get a copy of your credit report from each of the credit bureaus each and every year at AnnualCreditReport.com. It’s absolutely free, though the bureaus will try to sell you more stuff, and a popular strategy is to stagger them every four months so you get a snapshot every quarter. So, you get Equifax on quarter, then you get a TransUnion the next, then you get Experian the following quarter and then rinse and repeat.

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