How To Ladder CDs

If you have been thinking about laddering CDs, whether it’s just for your savings or if it’s for an emergency fund, here’s a pretty straightforward CD laddering tutorial detailing all the specifics of doing so.

Don’t get hung up on the rates of return or the use of ING Direct as the example, you can buy CDs from any bank or from multiple banks. ING Direct was simply used because it’s easy to get to their rates of return and they have great CD laddering online features.

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