Is FreeCreditReport.com a Scam?

No, FreeCreditReport.com is not a scam in that they are stealing identifying information or otherwise deceiving you. That being said, FreeCreditReport offers you a copy of your credit report and your credit score but it also enrolls you into a free 30-day trial of Experian’s Triple Advantage Credit Monitoring program. The Triple Advantage Credit Monitoring costs $14.95 a month but your first month is free, so in a sense the credit report you request is absolutely free. You must remember to cancel if you don’t want to be rolled in Triple Advantage Credit Monitoring.

This website is not the official website setup by the government that gives you a copy of your credit report from Transunion, Experian, and Equifax. That website is AnnualCreditReport.com but that website will not provide you with a credit score. So, if you want your score, sign up for FreeCreditReport.com and remember to cancel the trial membership.

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