Not much of a change this month with a majority of the banks listed keeping rates pat, not surprising given little change by the Fed. The only notable change was E*Trade increasing their rate by a nominal amount, which can assuage E*Trade account holders but probably does little to entice new deposits.
| Bank Name | APY | Min. Balance |
Change |
| HSBC Direct | 3.50% | None | new |
| WaMu | 3.30% | None | 0.00% |
| FNBO Direct | 3.25% | None | 0.00% |
| WT Direct | 3.16% | $10k+ | -0.15% |
| E*Trade | 3.15% | None | +0.14% |
| UFB Direct | 3.01% | None | 0.00% |
| ING Direct | 3.00% | None | 0.00% |
| Emigrant Direct | 2.75% | None | 0.00% |
Want to see a bank tracked in this list? Leave it in the comments below and I’ll be sure to include it!
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