Lock In CD Rates

The interest rates on high yield savings accounts is plummeting, with many banks now offering below 3% APY! The lone leader of the high yield savings account wars is still Dollar Savings Direct, with a yield of 4.00% APY.

The best way to guarantee a solid return on your saving is to lock it into a CD. The best CD rates are now all under 4% with Dollar Savings Direct recently falling from 4.0% APY on their 16-month CD to a more average 3.50% APY. A regular savings account does not guarantee the rate, only CDs do.

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• WaMu: 4.50% APY 12 Month CD Offer