This month, a few of the leader banks from last month fell a little farther than the rest of the pack, but most of the banks fell to be within 25 basis points of 3.00%. WT Direct leads the way with a 3.31% APY if you have $10,000+ to deposit but otherwise the Washington Mutual Checking offer is a pretty good return as well at 3.30%.
Also, ING Direct has a referral program where you can get $25 for signing up and depositing $250. If visit this page if you’d like one of these referrals for ING Direct’s $25 promotional program.
| Bank Name | APY | Min. Balance |
Change |
| WT Direct | 3.31% | $10k+ | 0.00% |
| WaMu | 3.30% | None | N/A |
| FNBO Direct | 3.25% | None | -0.60% |
| UFB Direct | 3.01% | None | -0.74% |
| E*Trade | 3.01% | None | -0.44% |
| ING Direct | 3.00% | None | 0.00% |
| Emigrant Direct | 2.75% | None | -0.25% |
Want to see a bank tracked in this list? Leave it in the comments below and I’ll be sure to include it!
2 comments ↓
I use HSBC and is paying more than 3% - you may want to add to your next list.
Andy.
Will do, thanks!
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