Looking to score a little extra cashback or some reward points for your credit card? You can buy collectible Presidential dollars with your credit card, up to two packages per President, and then turn them back into the bank as a deposit. Right now there are three Presdients available, meaning you can get $1500 of spending on your card absolutely free.

For those who have 0% on purchases offers from credit cards, you can use this as a no fee 0% balance transfer for $1500.

Are you looking for the best gas credit card now that we have $4 gas? Fortunately we have personal finance blogs to cut through the fluff and tell you straight which is the best card. Right now, the best gas credit card appears to be the American Express SimplyCash® card. It offers 5% cash back on gas and they credit it directly to your account. No shenanigans about requesting a check over $50, depositing a check, waiting, sometimes forgetting to request it, etc. Credit directly to your account FTW!

The only concern is that it’s a business card, which means you have to have a business right? Nope. You can apply as a sole proprietorship, use your social security number as your EIN, and you’re in luck. This is entirely legitimate and there are no tax implications of doing so.

The other cards mentioned, the Discover Open Road and the American Express Costco TrueEarnings cards are less desirable. The Discover Open Road limits your cashback to $20 a month (first $100 in purchases) and the TrueEarnings card has an annual fee unless you’re a Costco member (and is only 3% cashback, 5% for the business card version). You are better offer with the SimplyCash card.

From now until July 31st, get a 20% bonus on miles when you convert American Express Membership Rewards into Delta SkyMiles. To get this bonus you must first register for the offer and then transfer your Membership Rewards points into your SkyMiles account.

Link for promotion details

Bonus Information:

Members will receive a 20% mileage bonus on all points transferred during the offer period. The bonus award will be based on the total number of miles placed into your account as a result of all Membership Rewards point transfers between June 10 and July 31, 2008. Bonus miles will be posted up to 6 weeks from the promotion expiration date of July 31, 2008.

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The 157th Carnival of Personal Finance is also available!

Discover has released the details of their third quarter Get More promotional areas, which were listed as Gas Stations and Hotels:

Get going this summer and get 5% Cashback Bonus on up to $400 in gas and hotel purchases from July through September. [Source: Discover]

5% on $400 is only $20 but every little bit counts, it might be better to try one of these gas cashback cards instead.

Step one of getting rid of all that junk mail, that dangerous identity theft risk junk mail, is to opt out of it at OptOutPrescreen.com. That gets rid of unsolicited mailings from companies you don’t already do business with. However, if you have a pre-existing business relationship with a company, they can still send you mailings. That makes sense to me and seems perfectly fair.

However, one of the biggest identity theft risks (or theft risks in general) are those cash advance checks your credit card company sends you. Another risk is that credit card offer your bank sent you. In order to opt out of those, you need to call each company and request that you be removed from their marketing list!

Optoutprescreen is great, but it’s only step one. Don’t forget step two.

Do you have one too many credit cards in your wallet or purse? Are there cards hidden away in your desk drawer never to be used again? Have you considered closing them entirely? Rather than close them, try to consolidate multiple cards into one card and preserve your total credit limit.

Your percent utilization, which is how much of your total credit you currently are using, is a component of your credit score. If you close a credit card, you reduce your total credit and increase your percent utilization - thus decreasing your credit score. While closing off cards may be good for other reasons, you can achieve those same goals by calling your issuer and asking them to consolidate your unwanted cards’ credit limits into the wanted cards.

Saves space, makes your credit more secure, gets rid of unnecessary credit cards and preserves your credit score.