I don’t advocate jumping around from high yield savings account to high yield savings account to just to earn a few extra tenths of a percent but keeping your eye on the various rates offered by the high yield savings banks is important because you may find that you’re a full percent behind the top dog. In these monthly roundups, I’ll report out the top rates in the nation so you can be sure you’re within striking distance of the top dog.
| Bank Name | APY | Min. Balance (For Rate) |
| UFB Direct | 5.22% | None |
| FNBO Direct | 5.05% | None |
| E*Trade | 5.05% | None |
| WT Direct | 4.90% | $10k+ |
| Emigrant Direct | 4.65% | None |
| ING Direct | 4.10% | None |
There are, obviously, more banks out there but that’s a good selection of the top rates I don’t bother looking past those.
