September 27th, 2008 — Banking
Want to reach someone important at Wachovia, HSBC, Bank Of America, Chase, Citibank, Keybank, Washington Mutual, or Wells Fargo? You can try their 800 numbers or you can get their executive contact info details and call up someone important.
Review how to do an Executive Email Carpet Bomb and fire away!
September 24th, 2008 — Banking
WaMu is gone and so is its 5% CD, click here for the Best CD rates.
Washington Mutual has once again brought back it’s 5.0% APY Online CD offer for 12 and 13 month periods and if it’s like last time, this offer isn’t going to last for a very long time. To take advantage, it’s recommended taht you open their free checking and savings account currently offering a fat 4.0% APY (the best among all the best savings accounts). It’s not a requirement but it will maximize your interest because the CDs can be dropped into your savings account rather than transferring out to a lower yielding bank.
For more information, check out the 12-month CD rates at WaMu.
September 4th, 2008 — Banking
If you’re a Washington Mutual customer, you’re in luck. WaMu has a 12-month online CD that has a nice fat yield of 4.50% APY that’s available nationwide. When you couple that with a free checking and savings account offering a 3.75% APY (the best among all the high yield savings accounts), you have a one-two punch that simply can’t be beat. If you have a local branch nearby, that pretty much cements the deal right there because you’re no longer talking about internet-access-only… one of the biggest risks of online bank accounts.
While you don’t need the online account to get the CD, it facilitates maximum interest earnings because the funds can go right back into a high yield account rather than bouncing around low rate accounts until you find them a nice home. For more information, check out the 12-month CD rates at WaMu.
August 26th, 2008 — Banking
Washington Mutual is offering a 5% APY interest rate on the 12-month CDs for a limited time. There have been rumblings about them potentially going into the conservatorship of the FDIC but your money is safe even if that happens.
If you also have a WaMu high yield checking/savings account, this deal is a good one if you won’t need the funds for 12 months. The early withdrawal penalty is 90 days interest, you can open the account entirely online, fund it online, and has only a $1,000 minimum.
August 11th, 2008 — Banking
Washington Mutual recently increased their one-year (and 13 month) Certificate of Deposit rates to 4.50% APY, which appears to be in lock-step with their 3.75% APY online savings account. WaMu has been in the news lately for liquidity issues, an acute problem that brought down other banks recently, but they are FDIC insured up to the standard $100,000 so you won’t have to worry about losing anything.
Hat tip to Bank Deals!