Washington Mutual 5% APY 12-Month CD

Washington Mutual is offering a 5% APY interest rate on the 12-month CDs for a limited time. There have been rumblings about them potentially going into the conservatorship of the FDIC but your money is safe even if that happens.

If you also have a WaMu high yield checking/savings account, this deal is a good one if you won’t need the funds for 12 months. The early withdrawal penalty is 90 days interest, you can open the account entirely online, fund it online, and has only a $1,000 minimum.

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